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Choose Home Loan

Compare & choose your home loan

We compare rates and loans from 10+ major banks and non-bank lenders, and hundreds of home loans, to find the one that's right for you. All our loan services are free.

  • Save time: We compare rates and loans among 10+ major banks and non-bank lenders, and hundreds of home loans.
  • Save money: We negotiate better rates for you.
  • Save hassle: We prepare and submit your loan application on your behalf.

Free home loan quote

Personalised rates based on your loan size and property value.
🔒 Sent securely · No fees for our service
What we offer

Whatever your home loan needs

Whether you're a first home buyer, upgrading, investing, or refinancing to pay off your loan sooner, we can help you make the right move.

First home buyers

We work with clients buying their first home to find the best home loan for their financial circumstances.

Home buyers

We help you make the best possible choice when it comes to your home loan.

Refinancing

We can talk to your current lender about a more competitive rate, or advise on refinancing to find a lower rate, or to pay for renovations, a car or a new business.

Investors

We help clients secure the best investment loan for property or shares.

Business owners

Our brokers can assist with business loans at any stage of the business cycle.

SMSF loans

We can help you arrange an SMSF home loan for your SMSF property.

Personal loans

Apply by noon Monday to Friday and, if approved, you can have the funds the same day.

Car loans and hire purchase

Approval within one day, with funds ready to pay for your car.

Calculator

What would my repayments be?

Try different loan amounts, rates and terms. Then ask us for a quote based on your actual situation.

This is an estimate only, for principal and interest repayments. It does not include fees and is not a loan offer.

Get my free quote
Monthly repayment–
Home loan guide

Types of loans and features

Variable rate loans

A variable interest rate moves up and down with market interest rates.

Fixed rate loans

Your rate and repayments stay the same during the fixed period. At the end of the fixed term, the loan reverts to a variable rate.

Split loans

Unsure whether to fix or stay variable? Do both, with part of the loan fixed and part variable.

100% offset loans

Money in your offset account is offset daily against your loan balance. With a $200,000 loan and $15,000 in offset, you are only charged interest on $185,000.

Redraw facility

Make extra repayments, knowing you can withdraw them later if you need to.

Line of credit

Use it like a transaction account up to your approved limit, for everyday expenses or to invest in other assets.

Bridging finance

Buy your new home before you sell your current one.

Low doc loans

Less paperwork and fewer financials required, ideal for self-employed borrowers.

Why use a mortgage broker?

We do the legwork

We are mortgage brokers highly experienced in dealing with all the major banks and lenders, and can compare over 100 loan options from over 10 leading banks and lenders to find one that's right for you. No need to spend hours comparing rates: our fully licensed mobile lenders will come to your home or office and discuss your needs. We then recommend the loan and lender that represents the best value for your situation.

  • We save you time comparing banks
  • We give you choice
  • We help find the right loan
  • We take the fuss out of setting up a mortgage
  • We help you avoid pitfalls
No fees or hidden charges. We do not charge any fees for arranging a home loan, as we receive referral commission directly from the lenders. Lenders save on overheads such as office rent and sales staff by engaging mortgage brokers like us, so you can expect the same or even better rates and fees as going directly to the lender.
Referral Partners Program

Refer a client to us

Our Referral Partners Program rewards businesses and individuals for referring prospective customers to us. We handle the whole loan application with your client; you don't need to be involved.

Real estate agentsSolicitorsFinancial plannersAccountantsOther property businessesAnyone who loves to network

Simple referral process

1. Get your client's consent for us to contact them, and send us their full name and contact details. We'll arrange an appointment.

2. Or give your client our details, and let us know their name so we know they came from you.

Become a referral partner
Talk to us

Contact us

Our expert home loan service and advice is free of charge, so there's nothing to lose in having a friendly chat with us. Our mobile lenders can come to your home or office.

Call (02) 9862 6640
Telephone
(02) 9862 6640
Email
info@choosehomeloan.com.au
Credit Guide
Information about our services and our dispute resolution scheme. (Your current Credit Guide goes here.)
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